Attention homeowners in Souderton and Montgomery County: Need an appraisal?

The top seven reasons why PA homeowners need John F. Norman:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Montgomery county's assessment of your property
Remove PMI to cut a mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a PA divorce, when real estate property needs to be divided
Settle an estate in PA by determining the true market value of real estate in question

Do you own a house in or near Souderton? Do you need help determining the value of your real estate?
Contact John F. Norman.

We at John F. Norman understand the particular needs of a consumer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at John F. Norman are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours.

Appraisals to cancel PMI

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. John F. Norman is experts in helping folks just like you rid themselves of unneeded PMI insurance.

Challenge Montgomery county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is declining. That means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from John F. Norman is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow viewpoint. An appraisal from John F. Norman can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? An appraiser from John F. Norman can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.